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Tirhelo — built for real South African needs

About Tirhelo

Tirhelo helps individuals and businesses access clear credit and practical insurance, with a consultant who follows up personally.

Authorised Financial Services Provider (FSP53581) and Registered Credit Provider (NCRCP16538)

Who We Are

Tirhelo is a South African credit, funding and insurance provider built on one idea: people make better decisions when their options are clear and real support is there. We offer personal credit, business funding, and insurance cover for individuals and businesses. Our aim is to make every application, quote and claim easier to understand, and to build lasting relationships through clear communication and responsible service.

Who we are at Tirhelo

Our Culture & Values

We believe in

People-First Service

People-First Service

Building strong client relationships

Innovation

Innovation

Using technology to improve financial access

Customization

Customization

No one-size-fits-all solutions

What we help with

One business, four clear paths.

Personal Loans

Payday and short-term loans based on affordability and verified income.

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Payday Loan

Salary-linked short-term help before payday

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Short Term Loan

Up to R8,000 over 1–3 months

Apply Now

Business Funding

Working capital, bridge finance, purchase order, project and start-up funding for South African SMEs.

Apply Online

Personal Insurance

Cover for your vehicle, home, contents, portable valuables and personal liability.

Get a Quote

Business Insurance

Property, liability, income protection, cyber and fidelity cover for businesses.

Get a Quote

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Why South Africans trust Tirhelo

Licensed and Regulated

An Authorised Financial Services Provider regulated by the FSCA, and a Registered Credit Provider with the NCR. Every loan is assessed for affordability under the National Credit Act.

Apply Online, Hear from a Human

Applications and quote requests happen online in minutes. A Tirhelo consultant follows up personally with the outcome and your next step.

Clear Terms Upfront

Costs, requirements and repayment terms are explained before you commit. Your information is handled in line with POPIA, and there is no obligation to accept a quote.

Compliance and POPIA

As a licensed credit and financial services provider, Tirhelo follows the regulatory standards that apply to credit and insurance in South Africa. We comply with the Protection of Personal Information Act (POPIA), so your data is collected lawfully and used responsibly. If you would like us to call you back, contact our call centre on 012 740 7427 or leave your details.

Tirhelo compliance and data protection
Payday Loan from Tirhelo

Payday Loan

Salary-linked short-term help before payday.

About Tirhelo | Credit and Insurance for South Africans